In the United States, there is a lack of necessary education in how to manage your finances, something which has been to the detriment of many people. There are so many methods and nuanced terms that get thrown around but without the right guidance, these can mean nothing. If you are someone who is new to understanding credit or simply would like to gain a real understanding, from people who offer real advice and care, you would benefit from our credit counseling service. We help real people like you breakdown their finances, better understand how credit works and devise real plans to achieve real financial success.
Debt Management Program
When you speak to one of our credit counselors, they will offer you access to our debt management program. This is a schedule which we will work out with you, which will help you to consolidate your loans effectively. We’ll review your total financial situation, so that we can devise a program which will best work for your individual needs. The process will involve us discussing with your creditors and negotiating terms for a new deal, combining your debts into one payment with a lower interest.
Budgeting Tools and Advice
One of our most widely beneficial services is drawing up unique budgeting plans for you. We offer real advice, which has been proven to succeed, to help you find a better plan for your expenditure. Our counselors will discuss your needs and concerns and map out a plan which will work for you. This is a personal advice service that is meant to be for the individual and it is something which we take very seriously. Our quality advice can be priceless when it comes to bettering your finances, giving you value well beyond its worth.
Credit Report Review
Your credit report, and the things that come with that, are not the easiest to breakdown and understand. It is, however, something that is necessary to understand and something which we want to help you get a better grasp of. We will review your credit report and assist you in gaining a full comprehension of all the terms and figures, and what they mean for you. We’ll find your credit score and divulge your credit history, helping you to see how they influence each other and how your spending habits can do the same.
Financial Improvement Plans
The end goal from any debt management programs or consolidation on the whole is to be able to achieve financial freedom; being able to spend money in the way that you want, without fear. A financial plan could be just the guidance that leads you to that success. We write up individual financial improvement plans that will really help you to grow your finances with confidence. We’ll do more than make some general recommendations, instead learning your circumstances and building a plan which will help to resolve them. We’ll help you better manage everything, from your cash flow to your debts to making smart investments. You can trust us to get your finances on the right track and lead you to your objectives.